Plans Overview

Coverage built for the building trades

Medical, dental, vision, and life benefits through trusted carriers — backed by the pooled purchasing power of member firms across California.

What's offered

Four categories of coverage

Each member firm can build a package from the options below. Plan designs range from rich, low-out-of-pocket coverage to lean, budget-friendly tiers — so you can match benefits to your crew and your bids.

01 — Medical

Medical

HMO, PPO, and cross-border options with a range of plan designs, from full-network HMOs to high-deductible and budget tiers.

UnitedHealthcareKaiser PermanenteSIMNSA
Multiple tiers available per carrier to fit different budgets and needs.
02 — Dental

Dental

PPO and prepaid dental options covering preventive, restorative, and orthodontic care, plus a cross-border plan.

Delta Dental PPODelta PrepaidSIMNSA
Preventive care covered at 100% on PPO plans.
03 — Vision

Vision

Exams, lenses, and frames on a routine schedule, with in- and out-of-network options for flexibility.

EyeMed
Annual exam and materials with a generous frame allowance.
04 — Life & AD&D

Life & AD&D

Group life and accidental death & dismemberment coverage to round out a complete benefits package.

Reliance Standard
Coverage amounts available to fit your group's needs.

Trusted carriers, real networks

The Trust partners with established national and regional carriers, plus a cross-border option for eligible employees in the San Diego / Imperial County region.

UnitedHealthcare
Full & Harmony networks
Kaiser Permanente
Integrated HMO care
SIMNSA
Cross-border coverage
Delta · EyeMed · Reliance
Dental, vision & life
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For comparison purposes only. This is a high-level overview of coverage offered through the ABC California Benefit Trust Fund. Specific plan designs, networks, eligibility, and current rates vary — please refer to the official plan certificates for full details. Contact us for a personalized comparison and quote for your firm.

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