:root{
  --navy:#1c3564;--navy-deep:#142648;--steel:#2c4d82;--red:#f5333f;--red-deep:#d11f2a;
  --gold:#f5333f;--gold-deep:#d11f2a;/* aliased to red so existing gold refs become brand red */
  --sand:#f4f6fa;--sand-deep:#e7ecf4;--ink:#1d2733;--slate:#566375;--line:#d8dfea;--white:#fff;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',-apple-system,'Segoe UI',sans-serif;color:var(--ink);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:'Inter',-apple-system,'Segoe UI',sans-serif;line-height:1.16;letter-spacing:-.02em;font-weight:800}
a{color:inherit;text-decoration:none}
.wrap{max-width:1180px;margin:0 auto;padding:0 28px}
.narrow{max-width:840px}
.eyebrow{font-family:'Inter',sans-serif;font-size:.74rem;letter-spacing:.22em;text-transform:uppercase;font-weight:700;color:var(--gold-deep)}
header{position:sticky;top:0;z-index:50;background:var(--white);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:78px}
.brand{display:flex;align-items:center;gap:13px}
.mark{width:42px;height:42px;background:var(--navy);border-radius:6px;position:relative;flex-shrink:0}
.mark::before{content:"";position:absolute;inset:9px;border:2.5px solid var(--gold);border-bottom:none;border-radius:3px 3px 0 0}
.mark::after{content:"";position:absolute;left:9px;right:9px;bottom:9px;height:2.5px;background:var(--gold)}
.brand-text strong{display:block;font-family:'Inter',sans-serif;font-size:1.04rem;color:var(--navy);line-height:1.1}
.brand-text span{font-size:.66rem;letter-spacing:.16em;text-transform:uppercase;color:var(--slate);font-weight:600}
nav ul{display:flex;align-items:center;gap:30px;list-style:none}
nav ul a{font-size:.9rem;font-weight:500;transition:color .2s}
nav ul a:hover{color:var(--gold-deep)}
.btn{display:inline-block;padding:13px 28px;border-radius:6px;font-weight:700;font-size:.84rem;letter-spacing:.04em;text-transform:uppercase;transition:transform .15s,background .2s;cursor:pointer;border:none}
.btn-gold{background:var(--gold);color:var(--navy-deep)}
.btn-gold:hover{background:var(--gold-deep);transform:translateY(-1px)}
.btn-navy{background:var(--navy);color:var(--white)}
.btn-navy:hover{background:var(--steel);transform:translateY(-1px)}
.menu-toggle{display:none;background:none;border:none;cursor:pointer;flex-direction:column;gap:5px;padding:6px}
.menu-toggle span{width:24px;height:2px;background:var(--navy);display:block}
.page-hero{position:relative;background:var(--navy-deep);color:var(--white);overflow:hidden;padding:74px 0 66px}
.page-hero::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 85% 20%,rgba(232,161,58,.16),transparent 50%),linear-gradient(135deg,var(--navy-deep),var(--navy) 70%)}
.page-hero .bp{position:absolute;inset:0;opacity:.08;background-image:linear-gradient(var(--gold) 1px,transparent 1px),linear-gradient(90deg,var(--gold) 1px,transparent 1px);background-size:44px 44px}
.page-hero .wrap{position:relative}
.page-hero h1{font-size:clamp(2.1rem,4.6vw,3.2rem);color:var(--white);margin:14px 0 14px;max-width:760px}
.page-hero p{color:#c8d4e2;font-size:1.08rem;max-width:620px}
.section{padding:78px 0}
.section.alt{background:var(--sand)}
.section h2{font-size:clamp(1.7rem,3.2vw,2.4rem);color:var(--navy);margin:12px 0 18px}
.section p{color:var(--slate);font-size:1.04rem;margin-bottom:16px}
.section .narrow p{font-size:1.08rem}
.lead{font-size:1.18rem!important;color:var(--ink)!important}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:30px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.card{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:30px 26px}
.section.alt .card{background:var(--white)}
.card .ix{width:46px;height:46px;border-radius:8px;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;font-family:'Inter',sans-serif;font-weight:700;margin-bottom:16px}
.card h3{font-size:1.14rem;color:var(--navy);margin-bottom:9px}
.card p{font-size:.95rem;margin-bottom:0}
.cta-band{background:var(--navy);color:var(--white);padding:66px 0;text-align:center}
.cta-band h2{color:var(--white);font-size:clamp(1.7rem,3.4vw,2.4rem);margin-bottom:14px}
.cta-band p{color:#c8d4e2;max-width:560px;margin:0 auto 26px;font-size:1.05rem}
footer{background:var(--navy-deep);color:#c8d4e2;padding:64px 0 30px}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.3fr;gap:40px;padding-bottom:44px;border-bottom:1px solid rgba(255,255,255,.12)}
.foot-brand .brand-text strong{color:var(--white)}
.foot-brand .brand-text span{color:#8fa0b3}
.foot-brand p{margin-top:18px;font-size:.92rem;max-width:300px}
footer h4{font-family:'Inter',sans-serif;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin-bottom:18px}
footer ul{list-style:none}
footer ul li{margin-bottom:11px;font-size:.92rem}
footer ul a{transition:color .2s}footer ul a:hover{color:var(--white)}
.foot-bottom{display:flex;justify-content:space-between;align-items:center;padding-top:24px;font-size:.84rem;color:#7f8fa1;flex-wrap:wrap;gap:12px}
form .row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
label{display:block;font-size:.84rem;font-weight:600;color:var(--navy);margin-bottom:6px}
input,select,textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:7px;font-family:inherit;font-size:.95rem;margin-bottom:18px;background:var(--white)}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(232,161,58,.18)}
.field-full{grid-column:1/-1}
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line);padding:20px 0}
.faq summary{font-family:'Inter',sans-serif;font-weight:700;color:var(--navy);font-size:1.08rem;cursor:pointer;list-style:none;display:flex;justify-content:space-between}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--gold-deep);font-size:1.4rem;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq p{margin-top:12px;margin-bottom:0}
.contact-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:48px;align-items:start}
.info-block{margin-bottom:26px}
.info-block .lbl{font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-deep);font-weight:700;margin-bottom:6px}
.info-block .val{font-size:1.06rem;color:var(--navy);font-weight:600}
@media(max-width:900px){.grid-3{grid-template-columns:1fr 1fr}.foot-grid{grid-template-columns:1fr 1fr}.contact-grid{grid-template-columns:1fr}}
@media(max-width:680px){
  nav ul{display:none}.menu-toggle{display:flex}
  .grid-2,.grid-3,.foot-grid,form .row{grid-template-columns:1fr}
  nav ul.open{display:flex;position:absolute;top:78px;left:0;right:0;flex-direction:column;background:var(--white);border-bottom:1px solid var(--line);padding:18px 28px;gap:16px;align-items:flex-start}
}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}

.logo{height:48px;width:auto;display:block;border-radius:4px;flex-shrink:0}
.logo-foot{height:54px;background:#fff;padding:4px;border-radius:6px}